4.9 / 5 stars by 100+ customers
The implementation coaching for people who want passive income from real estate without becoming a landlord
Get cash flow from notes and feel in control of your financial future
In 90 days, you'll stop saying "I'm learning about notes" and start saying "I own notes."
Not another course you watch and forget. Not a community where you scroll and hope someone answers your question.
Most people who want passive income from notes are struggling with the gap between understanding it and actually doing it
No more trying to figure this out by yourself or wondering if you're doing it right
I get it, I’ve been in your shoes and know what it feels like to:
If you've ever made a car payment, a mortgage payment, or financed anything, you already understand the other side of note investing. Someone was collecting that payment from you. Monthly. Like clockwork.
Now imagine being on the receiving end.
That's what I do. I buy the right to receive mortgage payments, secured by real estate, in first position, and I collect monthly income without tenants, toilets, or termites.
And I'm looking for a small group of people who want to learn how to do the same thing.
FINALLY A PROCESS THAT WORKS
You found the strategy. Now you need someone to walk you through your first deal
And it’s not doing more of what you’ve already tried...
I'm Sierra Davis. My background is in data science. AI, machine learning, predictive modeling. The nerdy stuff. I did the corporate thing, got the MBA, climbed the ladder, made six figures.
And then my student loan bill showed up.
Even with a six-figure salary, that number was staring me down. I knew I needed something different.
I found note investing. Used my first deal to start chipping away at that debt. Paid it off in less than two years using this method.
Years later, I quit my W2. The passive income gave me the freedom to structure my life the way I wanted. That's the whole point.
Now I help others do the same thing.
HERE’S HOW IT WORKS
The coaching program to getting your first deal closed with confidence
Once you start note investing, you’ll never go back. Here’s why:
Step one
Apply & Enroll - Submit your application. Once approved, you get immediate access to templates, training, and priority support.
Step two
Get Coached - We work through real deals together on 1:1 calls. I answer questions between calls with Loom videos so you never stay stuck.
Step three
Collect Payments - Close your first note and start building passive income backed by real estate.
B.A.N.K Academy Coaching
Apply now to to have someone in your corner for your first deal
What's included for 3 month coaching:
Two 1:1 Implementation Calls Per Month - these are working sessions. We're reviewing your deals, solving real problems, building systems together. You leave each call with specific next steps, not vague motivation.
Real Deal Support - I'll walk through due diligence with you. The paperwork, payment history, borrower profile, property value, lien position, legal structure. You'll know exactly what you're looking at.
Pricing & Offer Coaching - We'll calculate yield, discount, ITV, and safety margins together. You'll understand what a good price looks like and how to negotiate with sellers.
Complete Template Library - Underwriting spreadsheets. Due diligence checklists. Offer scripts. Investor presentations. Everything I use in my own business, you get access to it all.
Loom Video Responses - Questions between calls? You're not waiting weeks to get unstuck. Send me your question, I'll send back a video walking through the answer. This keeps momentum going.
Course Access - Full access to video training covering note fundamentals, due diligence, pricing strategies, seller finance, comping, structuring offers, and partials. Watch at your own pace, reference when you need it.
The Investment
Pay in Full (Best Value, Save $503)
$997
-or-
Monthly Payment Plan ($500/month)
$1,500
If you're serious about buying your first note, apply below.
I review every application personally. Not everyone is a fit, and that's okay. But if you are, I'll reach out to let you know you're approved.
TESTIMONIALS
What Others Are Saying
About Working with Me
“A whole new world opened up”
"I had no idea how powerful and accessible note investing could be until Sierra broke it down step by step. I walked away with clarity, confidence, and a solid foundation to start."
-Kash J.
"Everything finally clicked"
"Before working with Sierra I felt confused about note investing. Now I feel confident about building my buy box and taking the next steps."
-Ivy W.
"I went from lost to confident"
"I'd heard the terminology but didn't understand the process, the risks, or where to start. Sierra gave me the knowledge, the confidence, and the structure I needed to actually start taking action instead of feeling overwhelmed."
-Anne B.
"I can finally tell if a deal is good or not"
"Before working with Sierra, I barely understood note investing. Now I have a checklist that makes the analysis make sense and I'm ready to start investing passively."
-Eliecer T.
You Found the Strategy. Don't Try to Figure It Out Alone.
I only take 4 new clients each month so I can actually help you 1:1
STILL NOT SURE IF THIS IS FOR YOU?
Frequently Asked Questions
Who’s this perfect for?
This coaching is for people who are done researching and ready to take action.
You have capital to invest in your first note or a clear path to it
You want passive income without becoming a landlord
You're willing to put in the work to learn this properly
You don't want to make expensive mistakes going alone
You're serious about building long-term wealth, not looking for get-rich-quick
What exactly do I get when I buy this?
You get direct access to me. Two 1:1 implementation calls per month where we review your deals, solve problems, and build systems together. Between calls, you can send me questions and I'll respond with Loom videos so you're never stuck waiting. You also get my full template library (underwriting spreadsheets, due diligence checklists, offer scripts, investor presentations) and access to the course videos covering note fundamentals, pricing, due diligence, seller finance, and partials. This is hands-on coaching, not a course you watch alone.
Is this financial advice?
No. I'm not a financial advisor, attorney, or CPA. Nothing in this coaching program is financial, legal, or tax advice. I share what I've learned from my own experience buying and managing notes. You're responsible for doing your own due diligence and consulting licensed professionals before making any investment decisions. I'm here to teach you how I evaluate deals and build systems, not to tell you what to buy.
Is there a satisfaction guarantee?
You'll sign a coaching agreement before we start. I commit to showing up for you. You commit to the 3-month engagement. The application process makes sure we're both a fit before anything is finalized.
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DISCLAIMER: The results mentioned on this page and discussed in the B.A.N.K Academy coaching program are based on my personal experience. Please understand these results are not typical. I am not implying you will duplicate them or achieve any specific financial outcome. The average person who purchases educational information does not complete it or take action on what they learn. Your results will vary and depend on many factors including but not limited to your background, experience, capital, risk tolerance, and effort.
Note investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. All investment decisions are solely your responsibility.
I am not a licensed financial advisor, attorney, or CPA. Nothing on this page or in this coaching program should be considered financial, legal, or tax advice. This is educational information based on my personal experience. You should consult licensed professionals before making any investment decisions.
If you are not willing to accept that results vary and that all investing involves risk, please do not purchase B.A.N.K Academy coaching.